- 2.25% APY* on balances up to $25,000
- 2.00% to 0.70% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Nationwide ATM fee refunds (up to $25 per month)*
- Can link to high-interest Kasasa Saver® account
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking & bill pay
- Free eStatements
- Free Visa® debit card
- Unlimited check writing
- $25 minimum deposit to open
- Test document
Penalty-Free Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Have at least 1 automatic payment (ACH) post and settle
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.