Small Business Loans (SBA)

• Competitively low interest rates
• Expedited approval as an SBA Preferred Lender
• Loans guaranteed by the Small Business Administration
• Several SBA loan options available including:
• SBA 7(a)
• SBA Express
• SBA Patriot Express
• SBA International Trade Loan Program
• SBA Export Express Program
• Extended terms and lower down payments often available
• Local Austin, Texas, small business loan decision-making
• Professional service, personal attention

SBA 7(a) – Loan amounts up to $5,000,000. Excellent for working lines of credit and to finance short and long-term assets. No balloons or calls.

SBA Express – Loan amounts up to $350,000. Typical loan is 3 to 5 years. Good source for working capital. Lower interest rates are typically available and the SBA responses to applications within 36 hours.

SBA Patriot Express – Loan initiative for veterans and the military community. This program features the lowest interest rates and can be used for: startup costs, equipment purchases, inventory, working capital, expansion, business-related real estate purchases and more.

SBA International Trade Loan Program – Available for businesses that plan to start or continue to export, or have been adversely affected by competition from imports. Funds may be used for long-term fixed assets such as:

• Acquisition
• Construction
• Renovation
• Modernization
• Improvement
• Expansion

SBA Export Express Program – Loan amounts up to $500,000. Designed for small business exporters for the purpose of developing or expanding export activity including term loans, lines of credit, and financing of equipment or exports.